Downey's Trusted Mortgage Lender

Your Home Loan Deserves more than a rate sheet.

At Premiere Capital Mortgage, we bring precision, patience, and genuine expertise to every borrowing relationship. Your path to homeownership is as unique as your goals — and we treat it that way.

Start Your Application (562) 688-5336
15+
Years Experience
500+
Loans Closed
A+
BBB Rating
Modern home interior representing homeownership
Our Promise

"Every borrower deserves a lender who listens first and guides with clarity — not pressure."

What We Do

Mortgage solutions crafted around your life

Whether you're buying your first home, refinancing an existing loan, or exploring investment options, we provide the expertise and personal attention your financial decisions deserve.

Purchase Loans

From first-time buyers to seasoned investors, we structure purchase loans that fit your budget and timeline — with transparent terms and no hidden surprises along the way.

Refinance

Lower your rate, shorten your term, or unlock equity — a refinance can reshape your monthly payments and long-term financial picture. We'll show you exactly what's possible.

Jumbo & Specialty Loans

Non-conforming properties and higher-balance loans require a different approach. We navigate jumbo, conforming, and government-backed programs so you find the right fit.

Pre-Approval

A strong pre-approval letter strengthens your offer and gives you confidence in negotiations. We move quickly so you're never caught off guard in a competitive market.

Consultation & Guidance

Not sure where to start? We offer clear, honest consultations that explain your options without jargon — so you can make decisions with full confidence.

Rate Lock & Closing

From rate lock to closing table, we manage every detail — appraisal coordination, document preparation, and clear communication at each milestone.

Professional mortgage office setting in Downey
About Premiere Capital

A lender built on relationships, not volume.

We believe the best mortgage experience comes from someone who truly understands your situation — not a call center reading from a script.

Based in Downey, California, Premiere Capital Mortgage has spent over a decade helping families and investors navigate the complexities of home financing. We've seen the market shift, rates fluctuate, and processes evolve — and through it all, our commitment has stayed the same: treat every client's financial future with the care and attention it deserves.

Integrity First

We never recommend a product we wouldn't take ourselves. Transparency in every conversation.

Local Expertise

Deep knowledge of Southern California markets, programs, and what makes each neighborhood unique.

Personal Attention

You work directly with an experienced loan officer — not a rotating cast of support staff.

Results-Driven

We measure our success by your satisfaction and the strength of the loan we deliver.

How It Works

A clear path from inquiry to closing

We've streamlined the mortgage process so you always know what comes next — no guesswork, no unnecessary delays.

1

Initial Consultation

We discuss your goals, financial profile, and timeline to determine the best loan strategy for your situation.

2

Pre-Approval

Submit your documents and receive a clear pre-approval letter that strengthens your position with sellers.

3

Processing & Underwriting

We manage the paperwork, coordinate with your realtor and title company, and keep you informed every step.

4

Closing Day

Review your closing documents, sign with confidence, and receive your keys — your new chapter begins.

Client Stories

Trusted by homeowners across Downey and beyond

The relationships we build don't end at closing — our clients often return for their next move or refer us to friends and family.

"

Premiere Capital made what I thought would be a stressful experience feel straightforward and even comfortable. They explained everything in plain language and never made me feel rushed.

Homebuyer, Downey
First-Time Purchase
"

After years of watching rates climb, refinancing with Premiere Capital saved us thousands over the life of our loan. The team was thorough, responsive, and genuinely on our side.

Refinance Client, Bellflower
Rate Reduction
"

As an investor, I need a lender who understands the nuances of investment properties. Premiere Capital delivers exactly that — expertise, speed, and a level of professionalism that's rare in this industry.

Real Estate Investor, Whittier
Investment Property Loan
Take the First Step

Your dream home is closer than you think.

Whether you're ready to apply or simply want to explore your options, we're here to help. Every great homeownership story starts with a single conversation.

Schedule a Free Consultation Call (562) 688-5336
Get in Touch

Let's start a conversation

Have questions about your options, need a rate estimate, or ready to begin? Reach out — we respond to every inquiry personally and promptly.

Office Address
7847 Florence Ave, Downey, CA 90240-3783

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